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Atelio

Overview

2026

202520262027

Projected end of Oct 2026

Bank balance 545 000 NOK as of 07 Oct 2026 ·

590 561 NOK

Bank 545 000·coming in 175 604·going out 130 044

Oct 2026Nov 2026Dec 2026Jan 2027Feb 2027Mar 20270200 000400 000600 000800 000
Next 6 months. Click Budget to edit upcoming items.End of Mar 2027: 565 403 NOK
2026 revenue
1 732 690 NOK
+22.2% vs 2025
All sales channels, before VAT
2026 net profit after tax
116 516 NOK
+13.4% vs 2025
Profit before tax: 149 379 NOK
Revenue before VAT, minus all costs and 22% tax
2026 gross margin
59.2%
Shop and online sales minus cost of goods, as a share of those sales, before VAT
2026 break-even progress
158.5%
Shop and online sales so far against the break-even costs needed by today, before VAT

Year-on-year badges compare 2026 so far against the same days of 2025 (1 Jan to 14 Oct), the same comparison as the Income Statement page. Break-even progress reads 100% when retail sales so far are exactly what break-even needs by today. Wholesale commission is left out of it.

Result · 2026

  • Result before tax
  • Revenue
  • Total cost
JanFebMarAprMayJunJulAugSepOctNovDec−300 000−150 0000150 000300 000

Annual Summary

Metric202520262027
Items soldHow many garments you sold in the year.157147—
Gross revenue (NOK)Total money customers paid you, including VAT.2 062 7001 905 5400
VAT collected (NOK)VAT you collected from customers. It is paid on to the state.205 900179 0000
Fees (NOK)Payment fees (Shopify, Vipps and others) taken on each sale.43 74943 3790
Net revenue (NOK)Revenue before VAT. Payment fees are not taken off here; they count as an operating cost.1 858 7001 732 6900
Cost of goods (NOK)All your production and delivery costs combined: fabric, sewing, packaging, shipping.708 191706 4080
Operating costs (NOK)All other operating costs: rent, subscriptions, business trips, samples and the like.954 150876 6730
Net finance (NOK)Currency gains and losses on foreign payments; gains reduce it. Counted in net profit after tax, but kept out of cost of goods and operating costs.1402300
Profit before tax (NOK)Net revenue minus cost of goods, operating costs and net finance: the profit the tax is worked out on.196 219149 3790
Tax (22%) (NOK)Corporate tax at 22% on the year's profit before tax so far. Nothing when the year is at a loss.43 16832 8630
Net profit after tax (NOK)What's left after every cost and 22% corporate tax on the profit. Negative means you lost money for the year; positive means profit.153 051116 5160
Domestic shareWhat share of your gross revenue came from Norwegian customers.49.9%47.0%—
Gross-to-netWhat share of the customer's invoice is left after VAT comes off. 100% would mean no VAT at all; 80% is a Norwegian sale at 25% VAT, and export sales sit higher.90.1%90.9%—
Average gross per month (NOK)Average gross revenue per finished month of the year. The month still running is left out until it ends.171 892204 8780
Break-even per month, including VAT (NOK)How much you need to sell each month, including VAT, to cover all operating costs. Above this, the month makes a profit.123 032127 416—

Fixed Cost Break-Even

Adjust pricing →
CategoryWhat kind of garment: Trousers, Shirts, Jackets, Suit, etc. Each row is your real sales for that category over the period.UnitsHow many you sold in this category over the period.MixThis category as a share of all the units you sold.Net price per unitYour actual average kept per unit: revenue before VAT for this category divided by units sold.Revenue (net)Revenue before VAT from this category over the period. Payment fees count as an operating cost, not here.Average price (gross)Your actual average selling price per unit — the real amount charged (so a discount pulls it below list), VAT included where it applies.Cost of goods per unitYour standard modelled cost to produce and deliver one unit (fabric, production, packaging, shipping), taken from the Pricing scenario. Not the actual cost of each specific sale — the platform doesn't track cost per individual item.Profit per itemYour actual average net price per unit minus the standard modelled production cost.MarginYour actual gross margin: (net takings − standard production cost) ÷ net takings. Reflects the prices you really sold at, so it can differ from your target margin.Total cost of goodsAll the production and delivery costs added up across every unit you sold in this category.Total contributionHow much money this category puts toward paying for rent, salaries, and everything else, after its direct costs are covered.Allocated Fixed CostsThis category's share of the costs the section heading names: the fixed costs (rent, subscriptions, insurance) that exist whether or not you sell anything, or all operating costs. Weighted by how much money the category brings in: bigger contributors carry more of the bill.Break-even revenueHow much you'd need to sell from this category each year to cover its share of those costs.Break-even unitsHow many units of this category you'd need to sell to break even.Break-even per month (including VAT)Break-even revenue spread over 12 months, with VAT included so it can be set straight against what shows on an invoice.
Trousers1813.6%4 75585 5865 1612 9861 76937.2%53 74631 84034 00191 39519.28 376
Trousers (RTW)64.5%4 50727 0404 8532 6411 86641.4%15 84511 19511 95428 8756.42 646
Shirts1813.6%4 41179 3944 8571 9592 45155.6%35 26744 12647 12184 78219.27 770
Shirts (RTW)75.3%2 91420 4003 1091 5571 35746.6%10 8989 50210 14721 7857.51 996
Jackets2418.2%12 073289 76013 4415 7946 27952.0%139 061150 699160 928309 42725.628 358
Suit4433.3%19 103840 55020 8608 01611 08758.0%352 704487 846520 957897 6004782 262
Accessories96.8%1 68015 1201 9181651 51590.2%1 48513 63514 56016 1469.61 480
Vintage64.5%4 11724 7004 3504003 71790.3%2 40022 30023 81426 3766.42 417
Total132100.0%10 4741 382 55011 4774 6325 84255.8%611 406771 144823 4831 476 387141135 306

Based on your actual sales. Revenue, price and margin are the real takings; the cost of goods is your standard modelled cost from Pricing, not the actual cost of each sale. The planned per-scenario economics live on the Pricing page.

Total Operating Cost Break-Even

Shares out 957 883 NOK a year
CategoryWhat kind of garment: Trousers, Shirts, Jackets, Suit, etc. Each row is your real sales for that category over the period.UnitsHow many you sold in this category over the period.MixThis category as a share of all the units you sold.Net price per unitYour actual average kept per unit: revenue before VAT for this category divided by units sold.Revenue (net)Revenue before VAT from this category over the period. Payment fees count as an operating cost, not here.Average price (gross)Your actual average selling price per unit — the real amount charged (so a discount pulls it below list), VAT included where it applies.Cost of goods per unitYour standard modelled cost to produce and deliver one unit (fabric, production, packaging, shipping), taken from the Pricing scenario. Not the actual cost of each specific sale — the platform doesn't track cost per individual item.Profit per itemYour actual average net price per unit minus the standard modelled production cost.MarginYour actual gross margin: (net takings − standard production cost) ÷ net takings. Reflects the prices you really sold at, so it can differ from your target margin.Total cost of goodsAll the production and delivery costs added up across every unit you sold in this category.Total contributionHow much money this category puts toward paying for rent, salaries, and everything else, after its direct costs are covered.Allocated Total OperatingThis category's share of the costs the section heading names: the fixed costs (rent, subscriptions, insurance) that exist whether or not you sell anything, or all operating costs. Weighted by how much money the category brings in: bigger contributors carry more of the bill.Break-even revenueHow much you'd need to sell from this category each year to cover its share of those costs.Break-even unitsHow many units of this category you'd need to sell to break even.Break-even per month (including VAT)Break-even revenue spread over 12 months, with VAT included so it can be set straight against what shows on an invoice.
Trousers1813.6%4 75585 5865 1612 9861 76937.2%53 74631 84039 550106 31222.49 743
Trousers (RTW)64.5%4 50727 0404 8532 6411 86641.4%15 84511 19513 90533 5887.53 078
Shirts1813.6%4 41179 3944 8571 9592 45155.6%35 26744 12654 81298 62022.49 038
Shirts (RTW)75.3%2 91420 4003 1091 5571 35746.6%10 8989 50211 80325 3408.72 322
Jackets2418.2%12 073289 76013 4415 7946 27952.0%139 061150 699187 192359 92829.832 986
Suit4433.3%19 103840 55020 8608 01611 08758.0%352 704487 846605 9821 044 09754.795 688
Accessories96.8%1 68015 1201 9181651 51590.2%1 48513 63516 93718 78111.21 721
Vintage64.5%4 11724 7004 3504003 71790.3%2 40022 30027 70030 6817.52 812
Total132100.0%10 4741 382 55011 4774 6325 84255.8%611 406771 144957 8831 717 347164157 389

Based on your actual sales. Revenue, price and margin are the real takings; the cost of goods is your standard modelled cost from Pricing, not the actual cost of each sale. The planned per-scenario economics live on the Pricing page.

Forecasted Operating Costs

Click any monthly figure to change it · 957 883 NOK a year in total
Line itemTypeCost / moYearly equiv.Paid so far (Fiken)
Jan – 14 Oct
Wages
312 000—
228 000—
86 400—
Subtotal wages52 200626 400—
Variable product costs
18 000—
18 0000
Subtotal variable product costs3 00036 0000
SG&A
48 000
14 400
2 4000
7 368
2 400
1 920
355—
174 000
36 000
5 160
3 480
Subtotal sg&a24 624295 483279 365
Total Fixed Costs68 624823 483172 925
Total Variable Costs11 200134 400106 440
Total Operating Costs79 824957 883279 365

Compare each line's Yearly equiv. plan against what's Paid so far. Click any underlined number to see the matched Fiken entries and, if your plan is off, apply the suggested figure. An amber dot means the line's yearly pace doesn't match its plan.

Totals only include lines with a Fiken supplier mapping. Lines with no value shown are unmapped (paid via bank statement, bundled elsewhere, or hypothetical).

A line marked off budget is left out of /budget's recurring rows and out of the 6-month cash projection. It still counts in the totals above and in break-even.

Sales by Channel

Channel2025 Gross2026 Gross2027 Gross2025 Fees2026 Fees2027 Fees% of retail
Shopify1 243 8801 184 880043 74943 279061.1%
Bank transfer533 320441 960000024.5%
Zettle152 100124 80000007.0%
Vipps online133 400142 80000006.9%
PayPal online013 60000000.3%
Vipps open amount04 0000010000.1%

Retail channels, including VAT, refunds left out. The percentages share out retail sales only. Wholesale (the Japan agent) has its own line, so the columns still add up to every sale.

Profit Scenario · 2026

Profit scenario

Next year, 2027

Full year = shop and online sales so far continued at the same monthly pace to 31 December (wholesale counted once, as booked), and operating costs so far plus the planned costs for the 2.6 months left. Drag the slider to change sales in the months left. Revenue before VAT.

0%
sales in the months left
So farFull year, projected
Units sold147.00186.95
Sales revenue (NOK)1 732 6902 203 595
Cost of goods (NOK)706 408898 393
Total contribution (NOK)1 026 2821 305 202
Operating costs (NOK)876 6731 080 628
Operating result (EBIT, NOK)149 609224 574
Net finance (NOK)230230
Profit before tax (NOK)149 379224 344
Tax (22%)32 86349 356
Net profit (NOK)116 516174 989

Operating costs so far: 86 367 NOK a month on average (shipping and payment fees on shop and online sales left out), against 79 824 NOK a month in the plan on this card.

Try different monthly costs

The planned costs for the months left. Edits here only change this scenario. Refresh the page to discard.

A figure typed here replaces every month, including months changed with Edit by month.

Wages
Founder salary
NOK/mo
Studio manager salary
NOK/mo
Employer's tax and pension
NOK/mo
Variable product costs
Product Development
NOK/mo
Vintage sourcing
NOK/mo
SG&A
Marketing
NOK/mo
Business Trips
NOK/mo
Bank Integration
NOK/mo
Fiken
NOK/mo
Zettle Kassasystem
NOK/mo
Google Workspace
NOK/mo
Hidepay
NOK/mo
Showroom rent
NOK/mo
Showroom and office (6540, 6600, 6800)
NOK/mo
Shopify subscription
NOK/mo
Insurance premium
NOK/mo

A line billed once or a few times a year counts a typed figure only in its billing months.

Outstanding cash

Sales in transit (NOK)
21 884
3 sales, after payment fees, including VAT
Payouts remaining (NOK)
24 520
2 unpaid, after payment fees, including VAT
Total cash arriving (NOK)
46 404
Sales in transit plus payouts remaining
Bank balance
545 000 NOK
As of 07 Oct 2026 · Click to update

Bank balance

Update whenever you reconcile against the bank statement.

Literal bank account contents. Sales in transit and payouts remaining are auto-computed from your sales (using each sale's payment status and payout received flag).